body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;margin:0px; margin:0px
}
.smText {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
}
li {font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: black;}
a {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #023495;
	text-decoration: underline;
}

a:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #436AB5;
	text-decoration: none;
}
.clinks {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #023495;
	text-decoration: underline;
}

.clinks:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #436AB5;
	text-decoration: underline;
}
.hdOne {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	font-variant: small-caps;
}